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The geographical location where you live drive significantly influence cost cheapest available because varies greatly regional road conditions accident rates weather patterns etcetera urban areas dense traffic congestion frequent stops starts put extra strain engines increase likelihood mechanical failures rural areas conversely though speeds often higher distances longer between services points accidents typically less common resulting different risk assessments among insurers reflected final premiums charged accordingly this why comparing quotes based exact addresses important not generalized estimates general regions instead since small town outside city limits within same state could face entirely different pricing structures depending specific circumstances place located

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